Privacy Policy
Rev. 10/2026| FACTS | WHAT DOES LENDERA LLC (“LENDERA”) DO WITH YOUR PERSONAL INFORMATION? |
|---|---|
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your financial information. Please read this notice carefully to understand what we do. |
| What? | The types of personal information we collect and share depend on the loan product or
service you have with us. This information can include:
|
| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons LendEra chooses to share; and whether you can limit this sharing. |
| Reasons we can share your personal information | Does LendEra share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your loan application and payments, maintain your loan account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our loan products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | Yes | No |
| For our affiliates’ everyday business purposes — information about your creditworthiness | Yes | Yes |
| For our affiliates to market to you | Yes | Yes |
| For nonaffiliates to market to you | Yes | Yes |
| To limit our sharing | Call (855) 259-9288 — or complete
the Sharing Information Change Request Form below Please note: If you are a new customer, for those types of information where you have a right to limit our sharing, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
| Questions? | Call (855) 259-9288 |
| Who we are | |
| Who is providing this notice? | LendEra LLC |
| What we do | |
| How does LendEra protect my personal information? | To protect your personal information from unauthorized access and use, we use security
measures that comply with federal law. These measures include computer safeguards and
secured files and buildings. For more information, please contact Customer Service at (855) 259-9288 |
| How does LendEra collect my personal information? | We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. |
| Why can’t I limit all sharing? | Federal law gives you the right to limit only:
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial
companies. Our affiliates include financial companies such as Americor Holdings, LLC and Americor Funding, LLC d/b/a Americor Financial. |
| Nonaffiliates | Companies not related by common ownership or control. They can be financial and
nonfinancial companies. Nonaffiliates we share with include financial companies such as lenders, loan brokers, and credit bureaus, and nonfinancial companies such as direct marketing and insurance companies. |
| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial
products or services to you. Our joint marketing partners include financial institutions, lead generators, and marketing and sales organizations. |
| Other Important Information | |
| See below for important state-specific disclosures. | |
FOR CALIFORNIA RESIDENTS: In accordance with California law, we will not share information we collect about you with nonaffiliates, except as allowed by law. For example, we may share information with your consent or to service your accounts. Among our affiliates, we will limit information sharing to the extent required by California law. You can also limit our sharing for joint marketing with other financial institutions. See the accompanying “Important Privacy Choices for California Consumers.”
FOR NEVADA RESIDENTS: We are providing you this notice pursuant to state law. You may be placed on our internal “do not call” list by calling (855) 259-9288. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV 89101; 702-486-3132 – BCPINFO@ag.state.nv.us.
FOR VERMONT RESIDENTS: In accordance with Vermont law, we will not share information we collect about Vermont residents with companies who are not affiliates, except as permitted by law, such as with your consent or to service your accounts. We will not share information about your creditworthiness with our affiliates without your authorization or consent, but we may share information about our transactions or experiences with you with our affiliates without your consent.
Text Messaging (SMS/MMS)
We respect your privacy. Mobile information collected through our SMS programs, including your mobile phone number, consent status, and messaging preferences, will not be shared, sold, rented, or disclosed to third parties, affiliates, or other companies for marketing or promotional purposes. Mobile numbers, consent status, and messaging preferences are used only to deliver the messages you consented to receive and solely to deliver the Services on behalf of our Clients, such as notifications, alerts, or communications directly related to the program you joined.
Important Privacy Choices for California Consumers
You have the right to control whether we share some of your personal information. Please read the following information carefully before you make your choices.
Your Rights
You have the following rights to restrict the sharing of personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with. Nothing in this notice prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to service your loan account. This includes sending you information about some other products or services.
Your Choices
- Restrict information sharing with companies we own or control (affiliates): Unless you tell us “No,” we may share personal and financial information about you with our affiliated companies.
- Restrict information sharing with other companies we do business with to provide financial products and services: Unless you tell us “No,” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you.
Time-Sensitive Reply
You may make your privacy choice(s) at any time. Your choice(s) will remain in effect unless you tell us otherwise. However, if we do not hear from you, we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services.
To exercise your choices, call (855) 259-9288 or email info@lenderalending-offer.com with your name, loan account number (if applicable), address, and the choice(s) you are making.
SHARING INFORMATION CHANGE REQUEST FORM
If you have a joint account, your choice(s) will apply to everyone on your account unless you mark below